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Non resident car loan specialist
Welcome to AHA Money!
Simple and easy process
We understand that sometimes making the decision to get a loan can be hard. Hence, with our simple and easy lending process, you will be able to get the loan in no time.**
Borrow up to $50,000
We try to make our loans flexible for you. Hence our loan cater for borrowers from $2,001 to $50,000**.
Lower Fee and Interest
If you have loans from other lenders, we will review your loan and offer a lower interest rate compare to your current one. Come and talk to us.
AHA Way – The Right Way to Go
At AHA, our flexible loan solution will give you the comfort of knowing that you can borrow up to $50,000 and a loan term of up to 5 years.**
Omar Karimeh
2023-07-17
Very smooth and fast, i would recommend everyone to deal with AHA money. Big Thanks for Mrs. Cindy for her efforts and time, much appreciated
Ellie Cheng
2023-07-17
I like aha money. They helped me to get the car loan, and very friendly services. Thank you.
Harman Deep singh
2023-07-17
Very brilliant experience
Daniel Tin Aguirre
2023-06-29
Highly recommend
UTSAV MANANDHAR
2023-06-27
Best in town
Sandeep Ban
2023-06-21
AHA helped me a lot, it was amazing throughout the whole process. Aha money team member were very professional and guided us throughout the whole application. Amazing company and glad to be with. I highly recommend them!!!
Thank you again!
Kumar Subramani
2023-06-21
Highly recommend the services they offered to me and their friendly approach for any financial needs
Medium Loan Contract
Fees and charges payable under $2,001 to $5,000 loans:
Annual interest rate from 24%*
Comparison rate of 62.112%.*
Comparison rate of 62.112%.*
*This comparison rate is based on a medium loan for an amount of $2500 over 2 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts will result in a different comparison rate. (This example is a packaged medium loans with an establishment fee of $300 and a monthly fee of $30.)
*We would normally require a vehicle or other mortgaged security with this lending.
Vehicle Loan
Fees and charges payable under $2,001 to $50,000 loans:
Annual interest rate from 24%*
Comparison rate of 25.478%.*
Comparison rate of 25.478%.*
*This comparison rate is based on a vehicle loan for an amount of $45,000 over 5 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts will result in a different comparison rate. (This example uses a packaged vehicle loans with an establishment fee of $300 and a monthly fee of $30.)
FAQs
What is so different about AHA Money?
At AHA, we emphasise the word AHA as a way of expressing satisfaction, triumph or surprise. At AHA, it is our aim to make sure that the loan process is simple and straight forward, so you can do all the things you want to do.
How much can I borrow?
It depends on your needs and circumstances. We have two types of borrowing: Medium Loans and Larger Personal Loan. Our Medium Loans contract allows you to borrow from $2,001 to $5,000. Our Larger Personal Loan allows you to borrow from $2,001 to $50,000. However, the amount you can borrow will depend on your personal and financial circumstances and needs. It is our aim to meet your needs responsibly. It is important to note that both products would require mortgaged securities (i.e. Vehicle or other acceptable security).
What are the costs?
At AHA, it is our aim to provide you with a loan at lower fees and interest rates. Our Medium Loans and Larger Personal Loan interest rate are from as low as from 24% per year (see our comparison rate explained above). Our simple loan process ensures that you will be able to apply for your loan in as simple and fast a manner as possible.
How long can I borrow?
We aim to give you flexibility in repaying your loan. If you applied for a Medium Loans, you would have 91 days to 2 years duration. Our Larger Personal Loan can have the flexible loan term of up to 10 years. If you wish to adjust the duration, we are flexible to meet your need.
If I do not have Australian PR but I am on Student Visa or Working Visa, or Business Visa, can I still borrow money from AHA Money for car loan
At AHA Money, we will assist with your car loan to buy the car even if you are a non-PR, even if you are on Student Visa, Working Visa, Business Visa, refugee visa or even a working holiday visa.
What if I can not repay the loan on time
At Aha Money, we listen to you and care about your well-being. However, due to COVID19, there would be many unexpected changes to your lifestyle, which might affect your ability to repay. We want to help; hence, if you cannot repay, please write to “support@ahamoney.com.au“. Keep us in the loop, and we will help you. Let us work together to construct a workable solution so we can get your repayment back on track.
What does "AHA" mean
AHA with the capital A means, in webster’s dictionary, “used to express satisfaction, triumph, or surprise”. So at AHA MONEY, we want all our borrowers to feel satisfied and triumphant. So the money they borrow can put a smile on their face, and they also would be on top of the loan repayment, and make a commitment to repay on time, hence that they can build on their credit score and make it better and better.
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