Picture this: you’re a new migrant, or maybe you’re here on a student, working, or business visa. You’ve fallen in love with Australia and you’re
Non resident car loan specialist
Welcome to AHA Money!
Simple and easy process
We understand that sometimes making the decision to get a loan can be hard. Hence, with our simple and easy lending process, you will be able to get the loan in no time.**
Borrow up to $50,000
We try to make our loans flexible for you. Hence our loan cater for borrowers from $2,001 to $50,000**.
Lower Fee and Interest
If you have loans from other lenders, we will review your loan and offer a lower interest rate compare to your current one. Come and talk to us.
AHA Way – The Right Way to Go
At AHA, our flexible loan solution will give you the comfort of knowing that you can borrow up to $50,000 and a loan term of up to 5 years.**
Medium Loan Contract
Fees and charges payable under $2,001 to $5,000 loans:
Comparison rate of 62.112%.*
*This comparison rate is based on a medium loan for an amount of $2500 over 2 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts will result in a different comparison rate. (This example is a packaged medium loans with an establishment fee of $300 and a monthly fee of $30.)
*We would normally require a vehicle or other mortgaged security with this lending.
Fees and charges payable under $2,001 to $50,000 loans:
Comparison rate of 25.478%.*
*This comparison rate is based on a vehicle loan for an amount of $45,000 over 5 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts will result in a different comparison rate. (This example uses a packaged vehicle loans with an establishment fee of $300 and a monthly fee of $30.)
At AHA, we emphasise the word AHA as a way of expressing satisfaction, triumph or surprise. At AHA, it is our aim to make sure that the loan process is simple and straight forward, so you can do all the things you want to do.
It depends on your needs and circumstances. We have two types of borrowing: Medium Loans and Larger Personal Loan. Our Medium Loans contract allows you to borrow from $2,001 to $5,000. Our Larger Personal Loan allows you to borrow from $2,001 to $50,000. However, the amount you can borrow will depend on your personal and financial circumstances and needs. It is our aim to meet your needs responsibly. It is important to note that both products would require mortgaged securities (i.e. Vehicle or other acceptable security).
At AHA, it is our aim to provide you with a loan at lower fees and interest rates. Our Medium Loans and Larger Personal Loan interest rate are from as low as from 24% per year (see our comparison rate explained above). Our simple loan process ensures that you will be able to apply for your loan in as simple and fast a manner as possible.
We aim to give you flexibility in repaying your loan. If you applied for a Medium Loans, you would have 91 days to 2 years duration. Our Larger Personal Loan can have the flexible loan term of up to 10 years. If you wish to adjust the duration, we are flexible to meet your need.
At AHA Money, we will assist with your car loan to buy the car even if you are a non-PR, even if you are on Student Visa, Working Visa, Business Visa, refugee visa or even a working holiday visa.
At Aha Money, we listen to you and care about your well-being. However, due to COVID19, there would be many unexpected changes to your lifestyle, which might affect your ability to repay. We want to help; hence, if you cannot repay, please write to “firstname.lastname@example.org“. Keep us in the loop, and we will help you. Let us work together to construct a workable solution so we can get your repayment back on track.
AHA with the capital A means, in webster’s dictionary, “used to express satisfaction, triumph, or surprise”. So at AHA MONEY, we want all our borrowers to feel satisfied and triumphant. So the money they borrow can put a smile on their face, and they also would be on top of the loan repayment, and make a commitment to repay on time, hence that they can build on their credit score and make it better and better.
Imagine you’re an astronaut stranded on an unknown planet, and your credit score is the key to your escape. The higher your score, the faster